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THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE USE OF THIS WEBSITE AND THE SERVICES PROVIDED HEREIN BY MAYBANK INVESTMENT BANK BERHAD AND ITS GROUP OF COMPANIES AND/OR MAYBANK KIM ENG HOLDINGS LTD AND ITS GROUP OF COMPANIES (COLLECTIVELY, "MAYBANK KIM ENG"). BY ACCESSING ANY PAGE OF THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE AND/OR USE OF THE SERVICES.

General
This website and the services herein are operated, administered, maintained and developed by Maybank Kim Eng and its group of companies together with its third party vendors.

All products and services of Maybank Kim Eng herein provided are subject to the terms and conditions of the applicable agreements governing their use. These terms and conditions are meant to regulate your access to this website and they are to be read together with the applicable terms and conditions governing any transaction(s),

product(s) and/or service(s) provided in this website. In the event of conflict between these terms and conditions and the terms and conditions governing the relevant transaction(s), product(s) and/or service(s) provided herein, the latter will prevail.

The information, material, functions and content provided in the pages of the website may change from time to time with or without notice and at the absolute discretion of Maybank Kim Eng. Your continued access or use of the website and/or the services provided herein subsequent to any such change will be deemed as your acceptance of those changes.

You agree that your access of this web site and use of the services herein shall at all times be in accordance with all legislation, laws and regulations governing the same and you shall not, at any time whatsoever, attempt or assist any other person to transmit any materials, data, communication and/or information, through this web site or services herein, which is abusive, defamatory, infringes another person's rights, constitutes a criminal offence or gives rise to civil liability, encourages racism, promotes hatred, contains pornography or paedophilia, contains any viruses or deleterious files and/or is otherwise objectionable to public morals and decency.

Disclaimer
The materials and information in this website, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items, are provided by Maybank Kim Eng on an “as is” and “as available” basis. References to material and information contained in the website may include material and information provided by third parties.

Maybank Kim Eng does not make any express or implied warranties, representations or endorsements including but not limited to any warranties of title, non-infringement, merchantability, usefulness, operation, completeness, accuracy, satisfactory quality, reliability, fitness for a particular purpose in respect of the website, the material, information and/or functions therein and expressly disclaims liability for errors and omissions in such materials, information and/or functions. Without derogation of the above and/or the terms and conditions of the applicable agreements governing all the products and services of Maybank Kim Eng, reasonable measures will be taken by the Maybank Kim Eng to ensure the accuracy and validity of all information relating to transactions and products of Maybank Kim Eng which originate exclusively from Maybank Kim Eng.

Further, Maybank Kim Eng does not warrant or represent that access to the whole or part(s) of this website, the materials, information and/or functions contained therein will be provided uninterrupted or free from errors or that any identified defect will be corrected, or that there will be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

THE MATERIALS, INFORMATION AND FUNCTIONS PROVIDED IN THIS WEBSITE SHALL NOT UNDER ANY CIRCUMSTANCES BE CONSIDERED OR CONSTRUED AS AN OFFER OR SOLICITATION TO SELL, BUY, GIVE, TAKE, ISSUE, ALLOT OR TRANSFER, OR AS THE GIVING OF ANY ADVICE IN RESPECT OF SHARES, STOCKS, BONDS, NOTES, INTERESTS, UNIT TRUSTS, MUTUAL FUNDS OR OTHER SECURITIES, INVESTMENTS, LOANS, ADVANCES, CREDITS, BANKING PRODUCTS OR DEPOSITS IN ANY JURISDICTION. 

Any information, advice, opinion, news, articles and material as contained and accessible through this website is for information only. Any information that may be given by Maybank Kim Eng is provided on a general basis and does not take into account your specific investment objective and particular needs. You should therefore seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information.

Links
Links from or to websites outside this website are meant for convenience only. Such linked websites are owned and/or operated by third parties and as such are not under the control of Maybank Kim Eng. Therefore Maybank Kim Eng shall not be responsible and makes no warranties in respect of the contents of those websites, the third parties named therein or their products and services. Furthermore, the links provided in this website shall not be considered an endorsement or verification or approval of such linked websites or the contents therein. Linking to any other site is at your sole risk and Maybank Kim Eng will not be responsible or liable for any damages incurred in connection with such linking. It is advisable for you to read the terms of use and privacy statements (if any) of any websites which are linked to this website.

Copyrights
Unless otherwise indicated, the copyright in this website and its contents, including but not limited to the text, images, graphics, sound files, animation files, video files, and their arrangement, are the property of Maybank Kim Eng, and are protected by applicable copyright laws. No part or parts of this website may be modified, copied, distributed, retransmitted, broadcast, displayed, performed, reproduced, published, licensed, transferred, sold or commercially dealt with in any manner without the express prior written consent of Maybank Kim Eng.

You also may not, without the expressed prior written consent of Maybank Kim Eng, insert a link to this website on any other website, frame or “mirror” any material contained on this website on any other server.

Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of Maybank Kim Eng's website may be in breach of statutory or common law rights which could be the subject of legal action.

Maybank Kim Eng disclaims all liability which may arise from any unauthorised reproduction or use of the contents of Maybank Kim Eng's website.

Trademarks
All trademarks, service marks, and logos displayed in this website are the property of Maybank Kim Eng and/or their respective third party proprietors as identified in the website.

Unless the prior written consent of Maybank Kim Eng or the relevant third party proprietor of any of the trademarks, service marks or logos appearing on this website has been obtained, no license or right is granted to any party accessing this website to use, download, reproduce, copy or modify such trademarks, services marks or logos. Similarly, unless the prior written consent of Maybank Kim Eng or the relevant proprietor has been obtained, no such trademark, service mark or logo may be used as a link or to mark any link to Maybank Kim Eng's website or any other site.

Exclusion of Liability
Maybank Kim Eng and its respective directors, officers, employees and agents (collectively, the “Indemnified Persons”) herein shall in no event be liable for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation, direct or indirect, special, incidental, consequential or punitive damages, or loss profits or savings arising in connection with your access or use or the inability to access or use this website (or any third party link to or from Maybank Kim Eng's website), any errors, omission, inaccuracy with respect to or reliance on the information contained in the website, any technical, hardware or software failure of any kind, any interruption, delay, non-deliveries, computer viruses, or otherwise. Please note that the software downloaded from this website is at your own risk and the Indemnified Persons neither assumes nor accepts liability for any loss or damages howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation, direct or indirect, special, incidental, consequential or punitive damages, or loss profits or savings, as a result of any computer viruses, Trojan horses, worms, software bombs or similar items or processes arising from the use of this website. The Indemnified Persons do not guarantee that any e-mails from this website will be sent to you or received by the Indemnified Persons nor does the Indemnified Persons warrant the privacy and/or security of e-mails during internet transmission. 

This exclusion clause shall take effect to the fullest extent permitted by law.

Indemnity
You hereby irrevocably agree to fully indemnify and hold the Indemnified Persons harmless against all actions, proceedings, liabilities, claims, losses (whether direct, indirect or consequential) and damages (whether in contract, tort or otherwise) and expenses, including any legal fees that may be incurred by the Indemnified Persons on a full indemnity basis in connection with or arising from (1) your use of or access to this website or services herein whether authorised or not or any act omission on your part of these terms and conditions by you howsoever occasioned, or (2) any intellectual property right or proprietary right infringement claim made by a third party against Maybank Kim Eng in connection with your use of this website.

Termination
Maybank Kim Eng reserves the right to terminate and/or suspend your access to this website and/or your use of this website at any time, with or without cause or notice. In particular, and without limitation, Maybank Kim Eng may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of Maybank Kim Eng, of any other user, or of any third party. Maybank Kim Eng shall not be liable to you or to any third party for such termination. 

Miscellaneous
The delay or failure of Maybank Kim Eng to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision.

If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect.

Any rights not expressly granted herein are reserved.

Maybank Kim Eng reserves the right at its sole discretion to change, modify, add or remove any of the provisions of the terms and conditions at any time. You shall therefore check this page periodically for changes to the terms and conditions. Your continued access of this website following the posting of such changes shall mean that you accept those changes.

Law and Jurisdiction
These terms and conditions are governed by and are to be construed in accordance with the laws of Singapore. By accessing this website and/or using the services provided herein by Maybank Kim Eng, you hereby consent to the exclusive jurisdiction of the courts of Singapore in all disputes arising out of or relating to the use of this website.

This website is controlled and maintained from Malaysia and Singapore and Maybank Kim Eng makes no representation that the materials, information, functions and/or services contained and/or provided, where applicable, on this website are appropriate or available for use in jurisdictions other than Malaysia and Singapore. The distribution of this website materials may be restricted by law in certain jurisdictions. It is your responsibility to find out what those restrictions are and observe them. Further, use of the products or services described at this Web Site may not be permitted in some countries and if in doubt, you should check with your local regulator or authority before requesting further information.